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Aryan Mhatre

Future Outlook & Opportunities

  • Biomedical Devices: Continued growth in minimally invasive devices, smart implants, and self-deploying structures.

  • Advanced Manufacturing: 4D printing (SMPs that respond over time) could unlock novel applications (soft robotics, adaptive structures).

  • Automotive Applications: More use for SMPs in self-repairing / morphing parts, lightweight actuators, adaptive interiors.

  • Sustainability: Development of bio-based SMPs or recyclable SMPs could be a big opportunity, especially under ESG pressure.

  • Regional Expansion: Emerging markets (Asia-Pacific, India) are likely to grow rapidly.


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Azzura Garfield
Azzura Garfield
Feb 27

In many career threads, level 7 cmi comes up as a recognised advanced qualification. At The College of Contract Management, students are encouraged to analyse strategic management challenges. It is positioned at a high level within UK frameworks. Participants often share experiences about applying strategic skills.

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kadamradhika2024kadamradhika2024

Banking as a Service (BaaS): Redefining the Future of Finance

The financial industry has been undergoing rapid digital transformation, and at the heart of this shift lies Banking as a Service (BaaS)—a model that allows non-banking businesses to embed financial products and services directly into their platforms. From e-commerce companies offering instant loans at checkout to ride-hailing apps providing digital wallets, BaaS is revolutionizing how consumers interact with money.

What is Banking as a Service?

Banking as a Service is the provision of complete banking processes—such as payments, loans, cards, and account management—through APIs (Application Programming Interfaces) that can be integrated into third-party platforms. In simple terms, licensed banks make their regulated infrastructure available to fintechs, startups, and even non-financial companies, enabling them to offer financial products without having to become banks themselves.

Banking as a Service

How BaaS Works

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